ATTENTION HOMEOWNERS

Here are the FACTS your mortgage lender doesn't want you to know...

After paying 15 years on your 30 year mortgage, you'll still owe 90% of the amount you borrowed!
After paying nearly 24 years, you'll still owe over 50% of the amount you borrowed!
You'll pay over 3 times the amount you originally borrowed before paying off your mortgage!
To make matters worse, the F.D.I.C. estimates that 1 out of every 2 mortgages are miscalculated overcharging homeowners $8 - $10 billion dollars each and every year!

The Mortgage Manager� will solve ALL these problems for you...

ABSOLUTELY FREE!

The Mortgage Manager� lets you...

Save thousands of dollars on your home mortgage without increasing your payments!
Shorten your 30 year mortgage by 7-15 years without refinancing!
Build equity in your home 300% faster!
Turn your current mortgage into an investment program!
Increase your net worth dramatically!
Track your savings and audit your loan to find lender mistakes which occur about 50% of the time according to the F.D.I.C.!

The Mortgage Manager� gives you all this with...

NO Refinancing!

NO Credit Reports!

NO Home Appraisal!

NO Closing Cost!

NO Change Of Lender!

In fact it requires...

NO Change To Your Current Mortgage Agreement At All!

There are no expensive products or services to purchase now or ever and there is no obligation

HOW MUCH CAN YOU SAVE?

Here's an example of the benefits you could receive by using our FREE service on a 30 year $100,000 mortgage at 10.5%...

	WITHOUT our FREE service	WITH our FREE service
Years to pay off:	30	20.7
Interest savings:	-0-	$83,835
Monthly payments eliminated:	-0-	112
Total payment savings:	-0-	$102,451
Equity after 5 years:	$3,118	$10,795
Equity after 10 years:	$8,378	$29,703
Balance due after 20.7 years:	$63,740	-0-
Average monthly savings:	-0-	$338
Average yearly savings:	-0-	$4,057
Cash available after 30 years:	-0-	$159,200
(Based on a 10% investment yield)

The Mortgage Manager� and our professional mortgage management service are absolutley free - no strings attached! Get complete details on how much YOU can save by downloading the attached software.

If you would rather send for the software or for a printed mortgage analysis, please include the following information:

NAME_________________________
ADDRESS______________________
CITY__________________________
STATE_________ZIP_____________

� Windows Software on 3.5" disk. ($2 for S&H)

� Printed mortgage savings analysis. ($4 for S&H)

Please include the following information on your mortgage for a printed analysis:

Full Loan Amount__________Payment___________(PITI)
Interest Rate_________� Fixed � Variable
Term________(years) Date Of First Payment___________

Mail the above information with S&H charge to:

Jim Clark
PO BOX 20917
Rochester, NY 14602

Download mortgagemanager software